Frequently Asked Questions about Alternative Loan Options

What is Accounts Receivable Funding?

Accounts receivable funding, also known as invoice financing, involves using outstanding invoices as collateral to secure immediate working capital. Businesses can access funds that are tied up in unpaid invoices, allowing them to bridge cash flow gaps and continue operations seamlessly.

How does Sales-Driven Repayment Work?

Sales-driven repayment is an innovative approach to funding where repayment is linked to a business's daily sales. As your sales increase, a small portion is automatically directed toward repaying the loan. During slower periods, repayments adjust accordingly, offering flexibility and ensuring that repayments align with your business's revenue.

Why Consider Accounts Receivable Funding?

Accounts receivable funding provides a lifeline for businesses facing delays in customer payments. By converting unpaid invoices into immediate cash, businesses can maintain steady operations, pay suppliers, and invest in growth opportunities without being held back by overdue invoices.

How Can Sales-Driven Repayment Benefit My Business?

Sales-driven repayment aligns financing with your business's performance. During peak sales periods, you repay more, and during slower times, you repay less. This flexibility ensures that your business's cash flow remains stable, and you can focus on maximizing revenue and growth without the stress of fixed repayments.

Are These Options Suitable for All Businesses?

Both accounts receivable funding and sales-driven repayment are versatile solutions suitable for a range of businesses, from startups to established enterprises. They offer tailored support for managing cash flow, unlocking working capital, and ensuring repayment structures that adapt to your business's financial health.

How Can Alternative Funding Transform Business Financing?

Alternative funding options like accounts receivable funding and sales-driven repayment offer innovative ways to access capital. By providing flexibility, immediate cash flow, and repayment structures tied to your business's success, these options empower businesses to navigate financial challenges and pursue growth with confidence.